Chicago Alzhemiers Planning

Everyone reaches a point in their life where birthdays simply stop being enjoyable. You’re another year wiser, you have another year of valuable experience under your belt, but you’re also another year…older. Getting old is terrifying for many, especially for those of us who have had to witness a family member slowly forget their loved ones, and themselves. People can go from bright and upbeat to nearly catatonic, and in the late stages of the diseases, those afflicted may forget how to dress or even hold a spoon. The diagnosis of the disease is feared by all since there is no cure, and a misdiagnosis of the disease can cause a great scare as well as leaving the real source of the memory loss untreated.

According to the Chicago Tribune, a clinic in Ohio misdiagnosed over a dozen patients with Alzheimer’s Disease back in February. One man had multiple concussions from playing high school football and was diagnosed with Alzheimer’s at the incredibly young age of 33. Another woman who had been told she had early onset dementia actually killed herself because of the diagnosis. It was eventually revealed that the Toledo Clinic Cognitive Center did not actually have a proper psychology or medical license to give out these diagnoses, and now more than 50 people are suing the clinic’s former director, Sherry-Ann Jenkins. According to the article, Jenkins’ husband was working for the clinic and was a licensed medical practitioner. He would sign off on medical tests for patients of his wife (who only had a doctorate in psychological studies, not an M.D.) even though he would never see the patients face to face. Reports of Jenkins’ methods claims that she would advise patients to seek holistic treatments, like coconut oil and playing memory games. Allegedly, she would also advise against taking medication or seeking a second opinion, which is a huge red flag. The clinic had over 150 doctors on staff, so it is unsure at this time how many of them might be under criminal investigation as well. The clinic shut down abruptly in 2016, so it is at least some comfort that they can no longer harm other patients.

Alzheimer’s disease is incredibly stressful for everyone involved, and a false diagnosis can result in many consequences. It is important to start planning early when you receive a diagnosis (from a legitimately accredited source, likely corroborated by another doctor) and to hire a lawyer who specializes not only in elder law but also Alzheimer’s planning specifically, like Peck Ritchley, LLC in Chicago. Once diagnosed with the disease, you may wish to update your will or designate family members to take over your power of attorney once your memory deteriorates past a certain point. It is awful when a misdiagnosis can cause you to preemptively make important decisions about your future, but in the case of a terrible disease like Alzheimer’s, you can never be too early, or too careful in seeking a reliable diagnosis.

Real Estate Litigation: Wrongful Foreclosure

Wrongful foreclosure is a civil action that is based on claims of foreclosure fraud. There are different aspects through which fraud may be committed during a foreclosure process and these include: predatory foreclosure mediators, botched documents or unscrupulous lenders. The most common cases of wrongful foreclosure, though, are forged signatures, altered documents and fraudulent eviction of homeowners by lenders, lawyers or consultants.

From 2009 and 2010 alone, 11 top financing institutions foreclosed about 1.2 million properties, causing the same number of homeowners to lose their homes. The move, though, was clearly seen as illegal as many of the homeowners: had just acquired bank approval either for the restructuring of their payment scheme or for a temporary delay in the payment of their mortgage; were not even late in their mortgage payment; or, their property was under the protection of federal laws.

The court proceedings that heard majority of the foreclosures during the housing crisis in the US revealed that these were not even the due to homeowners’ fault, who were thought to be defaulting in their loan payments. Rather, the foreclosures were due either to mistakes committed by banks or to practices (that are now held illegal) that highly and only favored banks and lenders.

While losing one’s home due to legitimate foreclosure can cause a homeowner a lot pain, a wrongful foreclosure, however, which is done through deception, can be subjected to a civil case wherein the affected homeowner may even be allowed to file for civil and punitive damages. Whereas the cause of the foreclosure is default in payment, banks or creditors cannot simply foreclose on it as the law offers property owners various means which will help them retain their property.

On its website, the law firm Gagnon, Peacock & Vereeke, P.C., says that homeowners have the right to seek the aid and protection of the law in protecting their properties from the wrongful action of profiteers, erring banks, and other lenders.